Lloyd was born in Omaha Nebraska when his immigrant parents from Sweden were farming near Oakland, NE. He was the last of six children. After graduating from High School in Oakland, he enlisted in the army (Signal Corps). He was selected for a special battalion attached directly to General Omar's 12th Army Group to put in permanent telephone communications in Europe using existing equipment. Lloyd was promoted to Master Sergeant and served in the European Theater of Operations plus serving in the occupational troops in Germany for one year after the end of the war. He was the Non-Commissioned Officer in charge of the Control Center at Frankfurt Germany for Europe. After being discharged, he received a BS in electrical engineering from the University of Nebraska. (Also received membership in the Mathematics Honorary – Pi Mu Epsilon) His first job was designing transformers, which turned out to be his forte. Graduate courses were taken at both USC and UCLA plus lecturing at USC at night for 2 years. He chaired the Los Angeles Magnetics Section of the Institute of Electrical and Electronic Engineers, plus holding other offices. In 1974 Lloyd had the opportunity to buy the section of Bell Industries that manufactured transformers. Parts were subsequently built for the Military and Aerospace for 20 years before retiring. Projects included deicing the tail of the C-141 airplane, deicing the prop on the GE jet engine in the C5A, magnetics for the NATO Roland tank, and the magnetics for the Cruise Missile. Lloyd was the president of the Lutheran Student Association at the University of Nebraska, taught Sunday school and served on the council at Angelica Lutheran Church for many years and also chaired it for 2 years. He served on the Trinity Lutheran Church Council for several years as well as teaching Sunday school for several years. Lloyd was on the advisory council for the International Charismatic Consultation on World Evangelization (about 75 members from around the world, most denominations including Catholics) and edited a Lutheran International Newsletter for international leaders. He was also active in outreach to Latvia and Thailand.

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